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Home Warranty Coverage

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A Single Breakdown Can Mean a Big Repair Bill

Can You Afford That?

Prepare for the unexpected. Home repairs can strike anytime—and they can be expensive. A failed heating and cooling system, water heater, or kitchen appliance can drain your savings fast. An Old Republic home warranty plan can help with covered repairs and replacements, so you get peace of mind without blowing your budget.

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Find the Right Plan for You

Real estate professionals and people who purchased a home less than 30 days ago, click here instead!

Most_Popular

Basic

Enjoy peace of mind for your everyday essentials with our most budget-friendly plan!

  • Kitchen appliances
  • Electrical system
  • Plumbing system
  • Heating system and ductwork
  • $3,500 of coverage per appliance
  • And more!
 
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Deluxe

Protect your most important systems and appliances without breaking the bank.

  • Everything in Basic
  • Air conditioning/cooler
  • Washer/Dryer
  • Toilet replacement up to $600 per toilet
  • $500 of coverage for code violations, haul-away, improper installation, repair, modification, and permits
  • And more!
 
Most_Popular

Elite

Upgrade to our most comprehensive plan—perfect for luxury appliances, premium protection, and more exclusive benefits.

  • Everything in Deluxe
  • Pre-season HVAC tune-up
  • Unlimited A/C refrigerant
  • $7,000 of coverage per appliance
  • $1,000 of coverage for code violations, haul-away, improper installation, repair, modification, and permits
  • And more!
 

Compare Coverage

Choose a home warranty plan and customize it to meet your individual needs.
View/download a sample home warranty brochure here.
Basic
Deluxe
Elite
KITCHEN APPLIANCES
Dishwasher
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Kitchen Exhaust Fan
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Kitchen Refrigerator
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Built-in Microwave
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Trash Compactor
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LAUNDRY APPLIANCES
Washer
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Dryer
Not available
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ELECTRICAL - Includes Smart and/or Wi-Fi-Enabled Items
Electrical System
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Attic Fans, Bath Exhaust Fans, Kitchen Exhaust Fans, Ceiling Fans, Whole House Fans
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Light Switches, Electrical Outlets, Interior Wiring
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Smoke Detectors
Not available
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HEATING AND AIR CONDITIONING
Heating System
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Air Conditioning
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Pre-season HVAC Tune-up
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Ductwork
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PLUMBING
Plumbing Valves, Angle Stops, Gate Valves, Shower and Bathtub Valves
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Instant Hot/Cold Water Dispenser
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Drain Line Stoppages
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Garbage Disposal
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Toilets
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Water Heater
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Plumbing Pipe Leaks (including polybutylene)
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Water Pressure Regulator
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Faucets, Showerheads, Shower Arms
Not available
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MISCELLANEOUS
Central Vacuum
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Garage Door Opener
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Garage Door Hinges, Springs, Remote Transmitters, Key Pads
Not available
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Rekey Service
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ENHANCEMENTS TO COVERAGE LIMITS PER PLAN TERM
A/C Refrigerant Recharging (for heat pumps or with A/C Coverage)
$20/pound
$20/pound
Unlimited
Appliances
$3,500 per appliance
$3,500 per appliance
$7,000 per appliance
Correction of code violations, haul away, and permits; improper installation, repairs, or modifications
Not available
$500
$1,000
OPTIONAL ADD-ON COVERAGE
Additional Refrigerator/Freezer Units
+Add-on
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Air Conditioner/Cooler
+Add-on
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Included
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Included
Enhanced Slab Leak Limit/External Plumbing
+Add-on
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Limited Roof Leak Repair
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Pre-season Tune-up
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Included
Septic Tank Pumping, Septic Systems, Sewage Ejector Pump
+Add-on
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Swimming Pool/Spa Equipment, Including Saltwater Circuit Board & Cell
+Add-on
+Add-on
+Add-on
Water Softener/Reverse Osmosis Water Filtration System
+Add-on
+Add-on
+Add-on
Guest Home up to 750 sq. ft
+Add-on
+Add-on
+Add-on

Why Homeowners Choose Old Republic

We're built different.

  • No aggregate dollar limit per plan term
  • No home inspection required
  • No age restrictions on systems & appliances
  • Place service requests online 24/7
  • 30-day workmanship guarantee
  • Nationwide network of licensed and insured service providers

Our Reviews Have Us Seeing Stars

With over 10,000 5-star Trustpilot reviews and an A+ rating for over 25 years with the Better Business Bureau, it's no wonder millions of homeowners nationwide have trusted Old Republic Home Warranty since 1974!
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YOUR HOME WARRANTY KNOWLEDGE CENTER

Frequently Asked Questions (FAQs)

You've got questions; we've got answers. Explore the questions homeowners ask most about home warranties and how they can help manage the cost of unexpected home system and appliance repairs.

What is a home warranty, and how does it work?

A home warranty is a service contract that offsets unexpected repair costs for covered home systems and appliances. Once the plan is active, place a service request, pay a nominal trade call fee, and Old Republic will dispatch a qualified service provider to diagnose and repair the issue.

How much does a home warranty cost?

The cost of a home warranty can vary based on factors such as state, plan selection, and optional coverage, including Pre-season HVAC Tune-up, Swimming Pool/Spa Equipment, Limited Roof Leak Repair, and more. These options allow homeowners to create a plan that fits their budget and their home.

Click here to view your personalized quote!

Is a home warranty worth the cost?

Major home systems and appliances can be expensive to repair or replace. The right home warranty plan can save homeowners hundreds—even thousands of dollars—in covered repair and replacement costs. Additionally, with a home warranty, homeowners typically don’t have to stress over finding a reputable repairman. A qualified service technician will be dispatched when the service request is processed, though service timelines may vary.

Is a home inspection required?

No, a home inspection is not required. While a home warranty does not cover pre-existing conditions prior to the effective date, Old Republic does not require a home inspection before purchase, and there are no age limits on your home!

What appliances are covered under a home warranty?

Many of the home’s major systems and appliances are covered with every Old Republic home warranty plan, including electrical and heating systems, toilets, water heater, dishwasher, oven/range/cooktop, kitchen refrigerator, and more. Deluxe and Elite plans include the washer, dryer, air conditioner and cooler, faucets, showerheads, garage door parts, and more.

What is Optional Coverage?

Optional Coverage is additional coverage homeowners can select to enhance their plan for an additional fee. Optional Coverage includes items such as Pre-season HVAC Tune-up, Limited Roof Leak Repair, Swimming Pool/Spa Equipment, Well Pump, Guest Homes, and more. Optional Coverage choices must be selected at the time of purchase and cannot be added after the initial plan fee payment.

Can I renew my home warranty each year?

Yes. We also offer the option of auto-renewal. If you choose this option, your plan will renew automatically at the then-current rate. You can cancel or change your renewal preference at any time by contacting us. Renewing ensures continuous protection for your home’s systems and appliances, with no gap in protection.

Is there a trade call fee for home warranty claims?

Yes. A trade call fee (TCF) is similar to a doctor’s co-pay. The plan holder pays the TCF when they place a service request for a covered item. The TCF amount is outlined in the plan holder’s Declaration of Coverage.

What's the difference between a home warranty and homeowners insurance (HOI)?

A home warranty and homeowners insurance (HOI) serve different purposes. HOI typically covers sudden and accidental damage or loss from covered perils such as fire, storm, or theft. A home warranty is a service contract that helps offset repair and replacement costs for covered home systems and appliances that fail due to normal wear and use. Together, they can provide more comprehensive protection for your home.

This home protection plan is not insurance. It is a service contract regulated under applicable state law. Terms and conditions apply. Not available in all states. See a sample home warranty plan for coverage details, including service fees, limitations, and exclusions. Charges for non-covered items may apply. Home warranties offered under the Old Republic Home Warranty brand are service contracts issued by Old Republic Home Protection Company, Inc. In Texas, ORHP is licensed and regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, TX 78711, 800.803.9202, www.tdlr.texas.gov. Home warranties offered under the Old Republic Home Warranty brand are service contracts issued by Old Republic Home Protection Company, Inc.